When it comes to your house and finances, there is no such thing as being too cautious. There are a lot of roofing contractors out there who will bend the regulations to make things easier for themselves, which will cause difficulties for you and your roof. Even the most trustworthy contractors make mistakes now and again. That’s why it’s critical to be aware of these straightforward safeguards when selecting a roofing contractor. Click here for info StaDry Roofing & Restorations – Greenville, NC – Greenville roofing contractors
The issue: You hire a roofing contractor to repair a roof leak. One of their employees fails to follow necessary safety precautions and breaks his leg as a result. Because he was injured on your property, the employee holds you liable for his medical bills.
Roofers Compensation is a type of insurance that covers roofing-related injuries. If a roofing contractor has workers compensation, any injured workers are eligible to reimbursement for medical bills and lost wages. Make sure your roofing contractor is covered by workers compensation so you don’t have to deal with the hassle and expense of paying such costs alone.
Problem: After removing your shingles, your roofing contractor leaves your roof exposed. There is an unexpected storm that night. Water creeps into your home, causing damage to the sheetrock, carpet, and some of your expensive furnishings. Your roofing contractor is covered by liability insurance, but there are exceptions that prevent the interior of your structure from being covered. You end up having to pay to have the damages repaired.
Solution: If a roofing contractor causes damage to your home or facility, check to see if they have adequate liability insurance. As in the instance above, this will cover anything from smashed windows to damaged interiors. Some contractors have liability insurance, but their insurer has so many exclusions that it’s almost as if they don’t have any. Look for coverage that doesn’t exclude water damage caused by a roof that has been left open.